As companies become too large to be manageable, so do countries. As companies become top-heavy and bloated, so do governments. The U.S. Government is obese. Morbidly obese. The Fed has its hand in every nuance of every life. The cost to taxpayers is staggering. The waste is obscene. If the Fed had to abide by the rules of a company or a family, it would have filed for bankruptcy long ago. It’s past time to revisit the genius of the Founding Fathers. It’s time to put the Fed on a crash diet, to dismantle most of it and allow the States to govern their own affairs. Likewise, the States should scale back and allow municipalities greater sovereignty. Consider the simplest model for sound government: the residential neighborhood or apartment complex. In your neigborhood, you may have an Association. If so, you elect officers. The Association has meetings. The Association is charged with collecting “taxes” to manage roads, entrance landscaping, the pool, tennis courts, luminaries, teenager vandalism, etc. But the Association has nothing to do with your family, your medical care, your education, your sex life. The Association governs the big picture, you have dominion over the little picture. The Fed rightly should be the “Great Protector”—a Cop, a Park Ranger, a Diplomat, a Highway Builder and a Supreme Jurist. But the Fed should get out of 90% of the business it’s in. Here’s the simple analogy. Your Neighborhood Association is the Fed. Your Family is the State. Get the picture? Powerful states and municipalities do not equal civil unrest, but true civil rights. This is a serious recommendation. Somebody should pay money for it. Of course, some nitpicker will come along to find fault. Please, TJ, show up in Congress—for just one day.